SAVINGS ACCOUNT

Headway Savings Account gives you the advantages of competitive interest rates and the availability of your funds, without forfeiture of interest in case of withdrawal. The account may be owned by an individual or an association.

REQUIREMENT FOR ACCOUNT OPENING

  Two recent passport photographs

  Recent utility bill within last three months (Light Bill, Waste Bill, Telephone Bill, Water Bill)

  Valid means of identification (National Identification, International Passport, Driver License, PVC)

FEATURES

  Simple account opening process

  Free statement of account (on request)

  SMS & Email alert service

  ATM Card

BENEFITS

  Access to loan facility



 Q-C SAVINGS (Q-CS)

Headway Q-C Account provides you with unlimited access to your money at all times. You can manage your business, execute your payments and receive your salary through this account. It is available to individuals without a reference form.

REQUIREMENT OF ACCOUNT OPENING

  Two recent passport photographs

  Recent utility bill within last three months (Light Bill, Waste Bill, Telephone Bill, Water Bill)

  Valid means of Identification (E.g National Identification, International Passport, Driver License, PVC)

FEATURES

  SMS and email alert service

  Zero minimum balance

  Monthly statement of account

BENEFITS

  Access to loan facility



 CURRENT ACCOUNT

Headway Current Account provides you with unlimited access to your money at all times. You can manage your business, execute your payments and receive your salary through this account. It enhances seamless local money transfer and it is available to individuals and corporate organization.

REQUIREMENT FOR ACCOUNT OPENING

  Two recent passport photographs

  Recent utility bill within last three months (Light Bill, Waste Bill, Telephone Bill, Water Bill)

  Valid means of identification (National Identification, International Passport, Driver License, PVC)

  Duly filled reference form

FEATURES

  SMS and email alert service

  Zero minimum balance

  Monthly statement of account

BENEFITS

  Access to loan facility



 KIDDIES SAVINGS ACCOUNT (KSA)

This provides opportunity for parents to save for the future of their children

FEATURES

  Account to be opened in child's name

  One of the parents will be a signatory to the account.

  Valid means of identification of the parent/guardian that will be signatory to the account

  Passport photograph of the child and the parent/guardian

  Account opening fee of ₦2,000.00

  Passbook

BENEFITS

  KSA with balance above ₦100,000.00 gets a gift from the bank on their birthdays

  Deposit can be used as security for a loan

  Attractive interest rate

  Free SMS alert

TERMS AND CONDITIONS

  Default on regularity of savings will lead to forfeiture of earnings benefit



 DAILY INVESTMENT SAVINGS EARNING (DISE)

This allow customer to save a specific amount of money on a daily basis towards a specific project or to encourage savings culture.

FEATURES

  Compulsory daily savings of specific amount for 60days, weekend inclusive

  Minimum daily savings of ₦1,000.00

  Maximum daily savings of ₦10,000.00

  Passbook (where necessary)

  Account opening of ₦500.00

  Tenor is 60 days unbroken

  Advance savings is allowed

  No withdrawal until maturity

BENEFITS

  Earnings benefit is a day contribution

  Deposit can be used as security for a loan

  Free SMS alert on account

TERMS AND CONDITIONS

  Default on regularity of savings will lead to forfeiture of earnings benefit



 WEEKLY INVESTMENT SAVINGS EARNING (WISE)

This allow customer to save a specific amount of money on a weekly basis towards as specific project or to encourage savings culture.

FEATURES

  Compulsory weekly savings of uniform amount for minimum of 26weeks

  Minimum weekly savings of ₦2,000.00

  Maximum weekly savings of ₦500,000.00

  Passbook

  Account opening of ₦500.00

  Tenor is 26weeks unbroken

  Advance savings is allowed

  No withdrawal until maturity

BENEFITS

  Earnings benefit is one week contribution

  Deposit can be used as security for a loan

  Free SMS alert on account

TERMS AND CONDITIONS

  Default on regularity of savings will lead to forfeiture of earnings benefit



 MONTHLY INVESTMENT SAVINGS EARNING (MISE)

This allow customer to save a precise amount of money on a monthly basis towards as specific project or to encourage savings culture.

FEATURES

  Compulsory monthly savings of specific amount for minimum 12months

  Minimum monthly savings of ₦5,000.00

  Account opening fee of ₦500.00

  Tenor is 12months unbroken

  Advance payment is allowed

  No withdrawal until maturity

BENEFITS

  Earnings benefit is a month contribution

  Deposit can be used as security for a loan

  Free SMS alert on account

TERMS AND CONDITIONS

  Default on regularity of savings will lead to forfeiture of earnings benefit



 TERM DEPOSIT ACCOUNT (TDA)

Headway Term Deposit Account (TDA) allows you to fix your money for a specific period of time and gain attractive interest rates.

REQUIREMENT FOR ACCOUNT OPENING

  Two recent passport photographs

  Recent utility bill within last three months (Light Bill, Waste Bill, Telephone Bill, Water Bill)

  Valid means of identification (National Identification, International Passport, Driver License, PVC)

  Competitive interest rates

  Maturity 90days - 365days



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